UniCare Sound Health Plans - Illinois

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UniCare Sound Plans for Illinois

UniCare's Sound health plans provide outstanding health insurance value and are available to Illinois residents up to age 64 1/2 -- though UniCare's edgy marketing of these products is directed at single young adults who might otherwise be uninsured.

Comprehensive Benefits

The UniCare Sound plans emphasize "first dollar" co-pay benefits not subject to an annual deductible. You also get quality comprehensive major medical coverage for big expenses like hospitalization and surgery.

You can choose from three deductible options:

The Cruiser - $1500 deductible

Comprehensive Major Medical Coverage:

$1500 deductible
100% coverage after satisfaction of deductible
$5 million lifetime maximum
Preventive care

Generous co-pay benefits:

$40 office visit co-pay (deductible waived)
$10 generic drug co-pay (deductible waived)
$150 ER co-pay (deductible waived)

Benefit extras included:

Dental insurance
Vision insurance

Curb Jumper - $3000 deductible

Comprehensive Major Medical Coverage:

$3000 deductible
100% coverage after satisfaction of deductible
$5 million lifetime maximum
Preventive care

Generous co-pay benefits:

$40 office visit co-pay (deductible waived)
$10 generic drug co-pay (deductible waived)
$150 ER co-pay (deductible waived)

Benefit extras included:

Dental insurance
Vision insurance

Gravity Bender - $5000 deductible

Comprehensive Major Medical Coverage:

$5000 deductible
100% coverage after satisfaction of deductible
$5 million lifetime maximum
Preventive care

Generous co-pay benefits:

$40 office visit co-pay (deductible waived)
$10 generic drug co-pay (deductible waived)
$150 ER co-pay (deductible waived)

Benefit extras included:

Dental insurance
Vision insurance

Dental and Vision Included

Each Sound plan includes dental insurance:

100% coverage for diagnostic and preventive services (no deductible)
Fillings covered at 80% after $25 deductible
$500 annual maximum benefit

This is limited dental plan, but the price -- no extra charge -- is right.

Sound vision coverage provides a $50 maximum annual benefit (no deductible) for vision exams and supplies.

One Person Applications Only

Only one person can be included on each Sound health insurance application, as this product is not designed for families. However, multiple members of a family can apply for Sound coverage, though a separate application needs to be completed for each family member.

Outstanding PPO Networks

In Illinois, UniCare customers can utilize providers in the UniCare Classic Network or in the downstate HealthLink network.

UniCare is Part of Wellpoint

UniCare is part of Wellpoint, Inc., which is the nation's leading health benefits company serving the needs of approximately 34 million medical members nationwide.

WellPoint is a Blue Cross or Blue Cross Blue Shield licensee in 14 states: California, Colorado, Connecticut, Georgia, Indiana, Kentucky, Maine, Missouri, Nevada, New Hampshire, New York, Ohio, Virginia, and Wisconsin.

Wellpoint, Inc. Financial Statistics

2007 Revenue

2007 Net Income

Total Assets as of 12/31/2007:

$60,122,000,000

$3,345,400,000

$52,060,000,000