UniCare FamilyFlex
Customized Family Enrollment
With UniCare's FamilyFlex, you have the ability to choose different health insurance options for each member of your family.
Different Plans for
Different Family Members
You can select a higher deductible, lower premium plan for the member of your family who may need only basic health care insurance coverage. At the same time, you may opt for a plan
with a lower deductible and a higher premium for the family member that may require more health care services.
Each family member who selects a different medical plan must independently satisfy the annual out-of-pocket maximum (participating and non-participating) for the plan he or she selects.
Example: The "Jetson" Family in Indianapolis
George, age 41, and Jane, age 38, elect subscriber and spouse coverage - The rate is based on George's older age.
Selected Plan: UNICARE 3000
Monthly Premium (combined): $266
They decide on single coverage for daughter Judy, a 16-year old high school student.
Selected Plan: UNICARE 1000
Monthly Premium: $132
George chooses, with Jane's counsel, single coverage for his boy Elroy, age 10.
Selected Plan: UNICARE SAVER 2000
Monthly Premium: $59
Total Monthly Premium: $457