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UniCare FamilyFlex -- Customized Health Insurance Plans for Each Family Member

UniCare Traditional PPO Plans
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UniCare FamilyFlex
Customized Family Enrollment

With UniCare's FamilyFlex, you have the ability to choose different health insurance options for each member of your family.

Different Plans for
Different Family Members

You can select a higher deductible, lower premium plan for the member of your family who may need only basic health care insurance coverage.  At the same time, you may opt for a plan with a lower deductible and a higher premium for the family member that may require more health care services.

Each family member who selects a different medical plan must independently satisfy the annual out-of-pocket maximum (participating and non-participating) for the plan he or she selects.

Example: The "Jetson" Family in Naperville
George, age 41, and Jane, age 38, elect subscriber and spouse coverage - The rate is based on George's older age.
Selected Plan: FIT 3000
Monthly Premium (combined): $228
They decide on single coverage for daughter Judy, a 16-year old high school student.
Selected Plan: FIT 1000
Monthly Premium: $115
George chooses, with Jane's counsel, single coverage for his boy Elroy, age 10.
Selected Plan: UNICARE SAVER 2000
Monthly Premium: $61
Total Monthly Premium: $404
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