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HumanaOne Traditional PPO Plans - Illinois

 

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HumanaOne Optional Dental Plan

Illinois residents purchasing HumanaOne health insurance have the option of adding on a quality dental insurance product.  HumanaOne dental insurance is not available on a stand-alone basis.

Save Money by Using Network Dentists

The HumanaOne dental plan applies the same deductible, benefit percentage and benefit maximum whether or not you use a dentist participating in the HumanaDental PPO Network.  However, when you utilize a dentist participating in Humana's network, you get significant discounts off normal retail fees -- with no balance billing.  That reduces your out-of-pocket expense.

Dental Benefits at a Glance

For a detailed review of benefits, limitations and exclusions, take a look at the HumanaOne Dental Plan Outline.  Following is a brief summary:



Annual Deductible:  $50 individual / $150 family

Annual Maximum Benefit:  $1000 per individual

Preventive Services - 100% (deductible waived)
  • No Waiting Period
Basic Services - 50% (deductible applies)
  • Six Month Waiting Period
Major Services - 50% (deductible applies)
  • Twelve Month Waiting Period
Teeth Whitening - 50% (deductible applies)
  • Six Month Waiting Period - $200 lifetime maximum

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