Height/Weight Tables and Health Insurance
Weight can make a Rate Difference
In reviewing your application, health insurance companies compare your weight against "standard" weight ranges for same sex persons of your height. Overweight people may be charged higher health insurance rates. They may even be refused individual health insurance.
Varying Height/Weight Guidelines
The height/weight guidelines used by insurance companies can differ significantly. So, if you need individual health insurance and you're meaningfully overweight, you should consult a health insurance professional representing a variety of health insurance companies. You need to identify the insurance company with height/weight underwriting guidelines most accommodating to your situation.
Sample Height/Weight Table
The following height/weight table is a simplified composite derived from the guidelines of several leading health insurance companies. This table does not reflect the underwriting standards of any particular health insurer. It's just intended to give you a "flavor" of how insurance companies evaluate individual and family health insurance applications:
Rate
Coverage
Rate
Coverage
