Height/Weight Tables and Health Insurance

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Your Weight can make a Difference

In reviewing your application, health insurance companies compare your weight against standards for people of your same gender and height.  Overweight people may be charged higher health insurance rates or they may be denied coverage.

Varying Height/Weight Guidelines

Different insurance company use different height/weight guidelines.  So, if you're looking to purchase individual health insurance and you're concerned your weight may pose a problem, consult a health insurance professional.  Identify insurers with underwriting guidelines that accommodate your weight.

Sample Height/Weight Table

The following height/weight table is a composite derived from the guidelines of several leading health insurance companies.  This table doesn't reflect the underwriting standards of any particular health insurer.  It just provides a general idea of how insurance companies evaluate health insurance applications: