Applicants must be Illinois residents age 1 through 64. Applicants may also insure their spouse and children.
Coverage is also available to spouses and unmarried children from newborn to age 19. Enrolled unmarried children who are full-time students can be insured up to age 25.
Under existing policies, newborn children are covered from the moment of birth, as long as Blue Cross and Blue Shield of Illinois is notified within 31 days of the birth.
Under existing policies, any children who are dependent upon the applicant or other care providers for support and maintenance because of a handicapped condition will be covered regardless of age if they are covered prior to reaching the limiting age stated above (full-time students up to age 25, otherwise, to age 19).
Blue Cross and Blue Shield of Illinois will consider coverage for non-US citizens who have resided in the US for at least six months and have had undergone a complete physical exam performed by a physician in the US within the past two years.
The plans available to a "child only" are the same plans available to adults. "Child only" plans are provided for unmarried children as young as age 1.