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Assurant Health Short-Term Insurance


Assurant Health
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When Coverage Begins

Your coverage date for Assurant Health short-term medical depends on whether you submit your application by internet or by mail.

Application Submitted by Internet

If, like most applicants, you are submitting your application by internet using a credit card or auto bank debit, the earliest your coverage can begin is the day following transmission.

For example, if you submit your application online on March 16th, the earliest your coverage can begin is at 12:01 a.m. on March 17th.  All transmissions take place and are recorded based on the time and date in the Central Time Zone.

Application Submitted by Mail

If you complete a paper application form and mail it with a check payment, the earliest your coverage can begin is the day following the U.S. Postal Service postmark.

If the envelope containing your application is not postmarked by the U.S. Post Office or if the postmark is not legible, the plan date will be the later of a) your requested date or b) two days prior to the date the application was received by Time Insurance Company.)

Coverage will take effect provided the following conditions are met:  Your completed application and full premium payment are received by Time Insurance Company, and, your answers on the application are complete and meet the requirements for acceptance.


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