Assurant Health Short-Term Insurance

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PHCS Healthy Directions

Under the Assurant Health short-term medical plan, you have freedom to use the doctors and hospitals you prefer. The plan benefits (deductible, coinsurance percentage, etc.) are the same for ANY licensed doctor or hospital.

For Additional Savings

However, you can qualify for PPO price discounts and reduce your medical bills by using doctors and hospitals participating in PHCS Healthy Directions.

Call PHCS at 1-800-357-6847 or use the PHCS Healthy Directions Online Directory to verify that your doctor or hospital participate in the PHCS Healthy Directions Network.

At the time of service , present your medical identification card with the PHCS logo on it and your provider will bill you at the reduced network rate for services.