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Anthem Lumenos Small Group Health Incentive Account (HIA) Plans - Indiana

Preventive Care Benefit


For all plan options, deductible and coinsurance do not apply for Preventive Care Services delivered by a Network provider.
Non-Network Preventive Care Services are subject to the Deductible and Coinsurance.
Network - Insured's Cost Share
Non-Network - Insured's Cost Share
Plan
 
Incentives
Included1
Deductible2
Single / Family
Co-Insurance
after Deductible
Out-of-Pocket Max3
Single / Family
ER Services4
 
Co-insurance
after Deductible
Out-of-Pocket Max3
Single / Family
Option 1
Yes
$500 / $1,000
10%
$2,500 / $5,000
10%
30%
$5,000 / $10,000
Option 2
Yes
$500 / $1,000
20%
$3,500 / $7,000
20%
40%
$7,000 / $14,000
Option 3
Yes
$750 / $1,500
10%
$2,750 / $5,500
10%
30%
$5,500 / $11,000
Option 4
Yes
$750 / $1,500
20%
$3,750 / $7,500
20%
40%
$7,500 / $15,000
Option 5
Yes
$1,000 / $2,000
10%
$3,000 / $6,000
10%
30%
$6,000 / $12,000
Option 6
Yes
$1,000 / $2,000
20%
$4,000 / $8,000
20%
40%
$8,000 / $16,000
Option 7
Yes
$500 / $1,000
30%
$5,000 / $10,000
30%
50%
$10,000 / $20,000
Option 8
Yes
$1,000 / $2,000
30%
$5,000 / $10,000
30%
50%
$10,000 / $20,000
1 
Health Care Management Incentives (credited against insured's deductible and out-of-pocket expense):
  • $50 for Completion of Health Risk Assessment
  • $100 for Participation in a Disease Management Coaching Program
  • $200 For Graduation from a Disease Management Coaching Program
  • $50 for Participation and completion of Smoking Cessation Program
  • $50 for Participation and completion of Weight Management Program
2 
Combined Network and Non-Network Deductible
3 
Out-of-Pocket Maximum equals sum of Deductible and Co-insurance Payments, including Prescription Drugs
4 
Emergency Room Services Benefit Percentage applies to both Network and Non-Network benefits.
These are benefit overviews, meant to be used for general comparison of Anthem small Group plan options.
For a more comprehensive description of benefits for plan options you want to evaluate more closely, contact MedPlan Access.
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