Anthem Dental Blue - for Indiana Residents
| Basic 100 |
Essential 100 |
Essential 200 |
|
| Adult (19-65): | $17.00 | $20.00 | $28.50 |
| Child (0-18): | $12.00 | $14.00 | $20.00 |
Network-Based Dental Plans
Anthem's Dental Blue plans are network-based (PPO) dental insurance products. You won't maximize your benefits under these plans unless you use dentists participating in one of the Anthem networks. Don't buy one of these plans unless you've checked the dental networks to ensure your access to a participating dentist.
Diagnostic and Preventive Care
All Anthem's Dental Blue plans cover the full cost of in-network diagnostic and preventive care. Benefits for more extensive dental services vary by plan. Dental Blue can be purchased in conjunction with an Anthem medical plan, or you can buy it stand-alone.
Three Distinct Dental Networks
The Dental Blue products use three Anthem dental networks. To understand the Dental Blue plans, you need to understand the differences in these networks:
100 Network (smallest)
The 100 Network is Anthem's core network of participating dentists. These dentists provide "network" services under all the Anthem Dental Blue plans.
200 Network (bigger)
The 200 Network is about 40% larger than the 100 Network. So, if you choose an Anthem Dental Blue plan with the 200 Network, you can receive dental services from a larger selection of participating dentists.
300 Network (largest)
The 300 Network is still bigger - about 50% larger than the 200 Network.
Three Dental Plan Choices
You have a choice of three distinct Anthem Dental Blue plans. Following are very brief overviews - listed in order of least to most expensive:
Dental Blue Basic 100
- $17.00 per adult, $12.00 per child
- Comprehensive Preventive and Diagnostic Care coverage -- 100% coverage with no deductible when you use a "participating" dentist
- Coverage for Minor Restorative services (simple extractions EXCLUDED) -- paid subject to a $50 deductible and fee schedule
- No coverage for Major Restorative services
- $500 annual maximum benefit per member
- "Participating" benefits from dentists in 100 Network
- Discounts (approximately 35%) from dentists in 200 Network and in 300 Network
Dental Blue Essential 100
- $20.00 per adult, $14.00 per child
- Comprehensive Preventive and Diagnostic Care coverage -- 100% coverage with no deductible when you use a "participating" dentist
- Coverage for Minor Restorative services (simple extractions INCLUDED)
- Major Restorative services INCLUDED (subject to 12 month waiting period)
- Minor Restorative services and Major Restorative services are paid subject to a combined $50 deductible and fee schedule.
- $1000 annual maximum benefit per member
- "Participating" benefits from dentists in 100 Network
- Discounts (approximately 35%) from dentists in 200 Network and in 300 Network
Dental Blue Essential 200
- $28.50 per adult, $20.00 per child
- Same benefits as in Essential 100 plan, but you get a larger selection of "participating" dentists
- "Participating" benefits from dentists in 100 Network and in 200 Network
- Discounts (approximately 35%) from dentists in 300 Network
