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Anthem Dental Blue - for Indiana Residents

 

Anthem Blue Cross and Blue Shield
DENTAL BLUE MONTHLY RATES - PER PERSON
  Basic
100
Essential
100
Essential
200
Adult (19-65): $17.00 $20.00 $28.50
Child (0-18): $12.00 $14.00 $20.00

Network-Based Dental Plans

Anthem's Dental Blue plans are network-based (PPO) dental insurance products.  You won't maximize your benefits under these plans unless you use dentists participating in one of the Anthem networks.  Don't buy one of these plans unless you've checked the dental networks to ensure your access to a participating dentist.

Diagnostic and Preventive Care

All Anthem's Dental Blue plans cover the full cost of in-network diagnostic and preventive care.  Benefits for more extensive dental services vary by plan.  Dental Blue can be purchased in conjunction with an Anthem medical plan, or you can buy it stand-alone.

Three Dental Networks

The Dental Blue products use three Anthem dental networks.  To understand the Dental Blue plans, you need to understand the differences in these networks:

Three Dental Plan Choices

You have a choice of three distinct Anthem Dental Blue plans.  Following are plan overviews - listed in order of least expensive to most expensive:


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Dental Blue Basic 100

Cost per Month - lowest
  • $17.00 per adult, $12.00 per child
Preventive, Diagnostic and Restorative Benefits
  • Comprehensive Preventive and Diagnostic Care coverage -- 100% coverage with no deductible when you use a "participating" dentist
  • Coverage for Minor Restorative services (simple extractions EXCLUDED) -- paid subject to a $50 deductible and fee schedule
  • No coverage for Major Restorative services
  • $500 annual maximum benefit per member
Dental Blue Networks
  • "Participating" insured plan benefits for services provided by dentists in the 100 Network
  • "Discounted" non-insured prices from dentists in the 200 Network and in the 300 Network


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Dental Blue Essential 100

Cost per Month - medium
  • $20.00 per adult, $14.00 per child
Preventive, Diagnostic and Restorative Benefits
  • Comprehensive Preventive and Diagnostic Care coverage -- 100% coverage with no deductible when you use a "participating" dentist
  • Coverage for Minor Restorative services (simple extractions INCLUDED)
  • Major Restorative services INCLUDED (subject to 12 month waiting period)
  • Minor Restorative services and Major Restorative services are paid subject to a combined $50 deductible and fee schedule.
  • $1000 annual maximum benefit per member
Dental Blue Networks
  • "Participating" insured plan benefits for services provided by dentists in the 100 Network
  • "Discounted" non-insured prices from dentists in the 200 Network and in the 300 Network


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Dental Blue Essential 200

Cost per Month - highest
  • $28.50 per adult, $20.00 per child

Preventive, Diagnostic and Restorative Benefits

You get the same benefits as in Essential 100 plan, but you can receive them from a larger selection of "participating" dentists.
  • Comprehensive Preventive and Diagnostic Care coverage -- 100% coverage with no deductible when you use a "participating" dentist
  • Coverage for Minor Restorative services (simple extractions INCLUDED)
  • Major Restorative services INCLUDED (subject to 12 month waiting period)
  • Minor Restorative services and Major Restorative services are paid subject to a combined $50 deductible and fee schedule.
  • $1000 annual maximum benefit per member
Dental Blue Networks
  • "Participating" insured plan benefits for services provided by dentists in the 100 Network
  • "Participating" insured plan benefits for services provided by dentists in the 200 Network
  • "Discounted" non-insured prices from dentists in the 300 Network

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