An Introduction to MedPlan Access

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MedPlan Access, established in 1994, is operated by Joe Risse (Purdue University BS, University of Chicago MBA). In the health insurance industry since 1982, Joe resides with his family in West Lafayette Indiana. For those who may be interested in such things, Joe's family health insurance is a Health Savings Account (HSA) plan.

Focused on Health Insurance

MedPlan Access has a focused expertise. Health insurance is our exclusive business. We take a consultative approach, providing our customers with objective health insurance advice.

Our Customers

Our clients are individuals, families, self-employed persons and small to medium businesses. We operate primarily in Illinois and in Indiana.

Leading Health Insurers

MedPlan Access maintains marketing agreements with leading health insurance companies, like Blue Cross and Blue Shield of Illinois, Anthem (Indiana) Blue Cross and Blue Shield and United HealthCare.

Choosing health insurance can be a critical decision, and we believe our role in this process carries an important social responsibility. orrespondingly, we do not represent insurance companies with mediocre or inferior financial ratings.

Professional Expertise

We have designed to be a comprehensive self-help health insurance website. Since 2000, it has been a leading destination for Illinois and Indiana consumers.

We also recognize there is no computerized substitute for feedback from an experienced health insurance professional. We invite you to contact us by phone or email.

The Patient - Physician Relationship

Because we have highest regard for the doctor-patient relationship, we market health insurance products providing maximum choice of health care providers.

To assist our clients in identifying health insurance plans that include their preferred physicians and hospitals, we maintain a comprehensive menu of links to health plan networks.

More Useful Information

Choosing your health plan can be a critical decision, so you should be well-informed about your options. That is why we have designed this website as an in-depth health insurance resource for Illinois and Indiana consumers.

The product information we provide is compiled directly from the published materials of the health insurance companies we represent. We do our best to organize and present this information for the most effective use by our visitors.

This site also contains subjective commentary. Our observations follow from our own health insurance industry experience and reflect our particular perspective.

We do not offer medical care information, which is the business of physicians and other health care professionals. We provide links to health care information websites recognized for quality information, but we are not responsible for any of this content.

How MedPlan Access Makes Income

MedPlan Access is paid commission, which is sales and service based income, by the insurance companies that underwrite our clients' insurance policies. Commissions are built into the rates charged by the insurance company. MedPlan Access does not bill you.

Insurance premiums are regulated by the state, so the health insurance plans we represent cannot be purchased at a lower cost -- whether you are working directly with the insurance company or through an insurance agent.

This site may contain paid advertising or paid links, which would be a secondary source of income to MedPlan Access. We also maintain reciprocal linking relationships with web sites providing complementary services. These links are provided as a courtesy to our visitors and to increase our site's accessibility.

No Hassle, Respect for Your Privacy

If you contact us for assistance, we will provide objective recommendations to help you get the most cost-effective health insurance that meets your requirements. We will not bother you with unnecessary phone calls, or send unsolicited e-mail and junk mail.

We are serious about respecting our customers' privacy, so we have implemented appropriate electronic and administrative safeguards. For more information, see our Privacy Statement.

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